biz n buzz

Cash is good but the store needs credit. Or it should be the other way around? In the Philippines I guess it’s possible. But in US I’ve heard, they’ll give you a mean look if you pay in cash and not by card. As if, it’s the last thing they expect to receive from a shopper.

Earlier, one of the credit card company gave out portable stoves as there reward for their outstanding customers. It came as a surprise because my share was a bit delayed. I thought my name wasn’t on the list so I just let it pass.

To apply for a credit card is just easy. But one thing should be clear in getting it. That is to examine your motives towards using credit cards. Of course not all debt is bad. The card may serve as a good tool for investments specially the interest free credit cards or when you buy things that puts money back into your pocket.

But when things go wrong and you seem to know you’re in the verge of bankruptcy better seek debt consolidation so you won’t end up being chased by your financial nightmare. Improve your life with proper financial management.